Phoenix Bankruptcy Attorney

Are you struggling to make credit card payments, car payments or mortgage payments?

When a person fails to make their payments each month, they will soon begin to hear from creditors and debt collectors who are seeking these payments. While many people are ashamed or embarrassed by these actions, it happens to many people each and every day, and you are not alone. If you are struggling to make any of your payments, including your car payment or a mortgage, and you fear that you will soon be unable to keep up with these payments, you will need to talk to an experienced Phoenix bankruptcy lawyer as soon as possible.

Experienced Phoenix Tax Lawyer

If you owe the IRS due to a failure to pay taxes, immediately seek the professional services of a tax law attorney. Serious consequences and a criminal record are sometimes the results of failing to pay taxes or owing money to the IRS, even if it is an honest mistake.

Serving Individuals and Businesses: Bankruptcy in Phoenix

At the Oswalt Law Group, PLLC, we work and live in Arizona. To us, you and your family are our friends and neighbors and we treat you as such. When you need personal, respectful and professional service in all bankruptcy matters, including Chapter 7, Chapter 13 and even alternatives to bankruptcy, we can give you the answers you need to make an informed decision based on your individual and unique situation. We will help you understand bankruptcy exemptions, the bankruptcy myths, and the means test.

Filing for bankruptcy can lead to discharging your debt, and there are many options to debt relief, and debt consolidation, including collections defense when your rights as a consumer have been violated, or you have been the victim of predatory lending. We can assist in ending creditor harassment, resolve serious issues regarding repossessions, wage garnishment and foreclosures.

When our clients have been a victim of violations of the federal Fair Debt Collection Practices Act, we can take action. Maybe you have asked yourself " why hire a bankruptcy attorney?". It is vital when filing for bankruptcy that you understand all the benefits of bankruptcy, the bankruptcy process, how to achieve credit restoration, and fully understand the truth about life after bankruptcy. Our skilled legal team takes the time to fully evaluate your exact circumstances and to identify the best possible strategy for resolving your financial issues through a variety of legal actions. Our trusted legal team will take the time to evaluate your unique financial situation and determine the best course of action to give you the fresh start you need to get your finances and your life back on track.

The bankruptcy process has changed in recent years, requiring more documentation and other exact requirements. Moving forward with a bankruptcy filing demands absolute accuracy if you hope to avoid being denied the opportunity to file, or even legal problems if you submit paperwork with any error. We can help ensure that every aspect of your filing is correct to ensure that you have the opportunity to become free of consumer debt through Chapter 7 or reorganize to one realistic payment in Chapter 13.

When you bring your situation to us, we realize there is no such thing as a "one-size-fits-all" solution. We also see that you are not tread as a case number or a file with a name on it, you are a person seeking help. We aim to advise the very best course of action for you and the circumstances surrounding your situation, while ensuring that you are involved in the process.

We are committed to making legal services available for everyone who needs our help. We offer affordable fees and will match or beat any other attorney's fee. We also allow our clients to make convenient payments and work tirelessly to make sure every client is 100% satisfied with their representation. Most importantly, we understand how important it is to return calls promptly and continue to build our reputation one client at a time!

You will never have to talk to your creditors again!

Contact a Phoenix bankruptcy lawyer from our firm for personal legal advice and counsel in bankruptcy and debt related problems.